Nx-Engine + NxOps · NxMap · NxPlan.

Granular Data

The engines that power AI with facts.

Granular data infrastructure for banking, industrial, and public-sector compliance — built in Singapore, anchored in Asia, ready for the World.

Engine

Nx-Engine v2.4.1

EF Library

2024.Q4

Delivery

Platform · Engine · Services

In production since

2013

One engine. Three product layers. One lineage-tracked base.

Granular Data is built around the Nx-Engine — a granular data engine that ingests transaction-level inputs (loans, securities, meter readings, ERP records, supervisory feeds), structures them to ISO 14064-1/-2, ISO 14067, ISO 14068, PCAF v2025, ISSB, ESRS, MAS 610, and CBAM standards, and exposes the result as a queryable base. NxOps, NxMap, and NxPlan are the three product layers on top.

Layer Product / Engine What It Does
Engine
Nx-Engine v2.4.1
The granular data engine. Position-level lineage, vintage tracking, rule packs for every standard, audit trail. Same engine across banking, industrial, and public-sector deployments.
Library
EF Library 2024.Q4
Emission factor library — region- and asset-class-tagged, versioned for audit, refreshed quarterly. Sources include IPCC, IEA, DEFRA, IFC, country-specific TGO and NEMS sets.
Ingest & structure
NxOps
Connectors to sensors, meters, ERPs, core banking, custody, securities, derivatives, supervisory feeds, and counterparty masters. Outputs granular, ISO-grade, lineage-tracked data.
Measure & verify
NxMap
Compliance and financed-emissions inventory. Position-level, audit-ready, multi-standard. PCAF v2025, ISSB S1/S2, ESRS E1–E5, GRI, ISO 14064, MAS 610 modules.
Simulate & decide
NxPlan
Scenario simulation and reduction-strategy planning on top of the granular base. SBTi targets, transition risk modelling, capex sequencing, AI agents that operate on the same evidence.

Same engines. Three ways to deploy them.

Granular Data ships in whichever delivery mode fits your data sovereignty, integration timeline, and internal capability. The engines stay the same; the procurement pathway changes.

Platform

SaaS on Evercomm cloud · fastest to deploy

Multi-tenant hosting, auto-updated, standard connectors. Weeks-to-value rather than months. Best when integration speed matters more than data residency.

Engine

Local / on-prem deployment · full data sovereignty

Nx-Engine deployed in your environment. Customisable rule packs and connectors. Data never leaves the customer perimeter. Required for MAS, BOT, BSP, and other supervisory contexts.

Services

AI-enabled managed services · we operate, you receive outcomes

Evercomm engineers run the engines on your data and deliver outcomes — reports, certifications, simulations. No internal capability required. Lower total cost at low volume; often paired with Assurance.

Banking, industrial, and public sector — all on the same engines.

The same Granular Data stack powers position-level financed emissions at a bank, facility-level operational reporting at an industrial, and impact metrics at a public-sector agency. Different rule packs, same lineage discipline.

 
Financial Institution

Position-level financed emissions. MAS 610-ready.

Granular data infrastructure — Platform · Engine · Services

SMBC as initiative lead. CTBC in active build for Q3. ABS partnership going live alongside Regnology.

Industrial

One granular base. Every report. Every model.

Assess. Simulate. Verify.

Thai Airways, Mitsubishi Electric, Jurong Port, KTIS, Punggol District. Sensor, meter, and ERP data structured to ISO 14064 and used for both compliance and operational AI.

Coming Soon

Public Sector

Accountable, AI-ready public reporting.

Aligned Products · Aligned Ventures

Same granular data infrastructure, adapted for government, healthcare, education, and major NGOs. Data sovereignty, mission-aligned metrics, funder-grade reporting.

Coming Soon

Built for whichever standard finds you

Granular Data ships rule packs for every major global and APAC standard customers and regulators care about. Rule packs evolve; the data layer underneath stays stable — same engine reports against any combination of regimes a customer is exposed to.

01

Financial & supervisory

Position-level financial reporting, granular supervisory returns, and financed-emissions methodologies — APAC and EU-pattern regimes alike.

02

Climate & sustainability disclosure

Standards-aligned climate and sustainability disclosure across corporates (listed and private), public-sector entities, NGOs, and regulated supply-chain participants — wherever a customer, regulator, or funder asks for granular evidence.

03

Engineering & operational

Engineering and management-system standards across the ISO family, operational emissions accounting, science-based targets, and sector-specific environmental schemes used in industry across APAC.

04

Transition & blended finance

Transition-finance frameworks, blended-finance taxonomies, sustainability-linked instruments, and EU and ASEAN taxonomies — the structuring layer behind Evercomm's Aligned Capital service.

Granular Data is the data layer. Two services sit on top.

Customers run Granular Data alone, or alongside the two adjacent services. Each builds on the same lineage-tracked base.

Assurance

Assess. Simulate. Verify.

Strategic assessment, solution simulation, transition roadmap, digital verification, and AI readiness — delivered by Evercomm engineers using the same engines, with expertise wrapped around the outputs. The natural front door if you're not ready to operate Granular Data yourselves.

Aligned Capital

Capital toward the granular shift.Capital toward the granular shift.

Capital structured around the same transition Granular Data measures. Aligned Products co-created with financial institutions; Aligned Ventures investing directly into aligned technology. Launching 2026.

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